Travel credit cards are a great option for individuals who frequently travel and want to earn rewards and benefits for their spending. Credit Karma, a popular financial services company, offers a variety of travel credit cards. In this article, we will explore the best travel credit cards offered by Credit Karma and discuss their features, benefits, and eligibility requirements.
Credit Karma Travel Credit Cards Overview
Credit Karma offers travel credit cards through its partnership with a variety of issuers. These cards typically offer rewards and benefits for travel-related expenses, such as airfare, hotels, and rental cars.
Travel credit cards come in two types: co-branded and general travel cards. Co-branded travel cards affiliated with a specific airline or hotel chain and offer rewards and benefits for purchases with that company. General travel cards offer rewards and benefits for a variety of travel-related purchases.
Best Credit Karma Travel Credit Cards
Here are the best travel credit cards offered by Credit Karma:
1. Best for Sign-Up Bonus: Chase Sapphire Preferred
Chase Sapphire Preferred is a popular travel credit card that offers a generous sign-up bonus and rewards for travel-related expenses. The card offers 100,000 bonus points after spending $4,000 on purchases in the first three months, which is worth $1,250 when redeemed through Chase Ultimate Rewards.
Chase Sapphire Preferred’s rewards program offers 2X points on travel and dining and 1X point on all other purchases. The card also offers a variety of travel benefits, such as travel insurance, trip cancellation/interruption insurance, and no foreign transaction fees.
2. Best for Airline Rewards: Citi/AAdvantage Platinum Select World Elite Mastercard
Citi/AAdvantage Platinum Select World Elite Mastercard a co-branded travel credit card affiliated with American Airlines. The card offers rewards and benefits for purchases with American Airlines and its partners.
Citi/AAdvantage Platinum Select World Elite Mastercard’s rewards program offers 2X miles on eligible American Airlines purchases and 1X mile on all other purchases. The card also offers a variety of travel benefits, such as priority boarding, a free checked bag, and no foreign transaction fees.
3. Best for Hotel Rewards: World of Hyatt Credit Card
World of Hyatt Credit Card a co-branded travel credit card affiliated with the Hyatt hotel chain. The card offers rewards and benefits for purchases with Hyatt and its partners.
World of Hyatt Credit Card’s rewards program offers up to 4X points on eligible purchases with Hyatt and its partners, 2X points on restaurants, airline tickets, local transit, and commuting, and 1X point on all other purchases. The card also offers a variety of travel benefits, such as a free night award each year, automatic elite status, and no foreign transaction fees.
4. Best for General Travel Rewards: Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card is a general travel credit card that offers rewards and benefits for a variety of travel-related expenses. The card offers a sign-up bonus of 100,000 miles after spending $20,000 on purchases in the first 12 months, or 50,000 miles after spending $3,000 on purchases in the first 3 months.
Capital One Venture Rewards Credit Card’s rewards program offers 2X miles on all purchases, with no limit on the amount of miles that can earned. The card also offers a variety of travel benefits, such as travel insurance, an application fee credit for Global Entry or TSA PreCheck, and no foreign transaction fees.
Eligibility Requirements
To qualify for a travel credit card through Credit Karma, applicants must meet certain eligibility requirements. These requirements may vary depending on the issuer, but generally include:
- Credit score: Most issuers require a good to excellent credit score, typically 670 or higher.
- Income: Applicants must have a stable source of income to repay the credit card balance.
- Citizenship: Applicants must be U.S. citizens or permanent residents.
- Age: Applicants must be at least 18 years old.
Conclusion
Credit Karma offers a variety of travel credit cards through its partnership with multiple issuers. These cards typically offer rewards and benefits for travel-related expenses, such as airfare, hotels, and rental cars.
The best travel credit cards offered by Credit Karma include Chase Sapphire Preferred for sign-up bonus, Citi/AAdvantage Platinum Select World Elite Mastercard for airline rewards, World of Hyatt Credit Card for hotel rewards, and Capital One Venture Rewards Credit Card for general travel rewards. To qualify for a travel credit card through Credit Karma, applicants must meet certain eligibility requirements, including a good to excellent credit score, income, citizenship, and age.
If you frequently travel and want to earn rewards and benefits for your spending, a travel credit card from Credit Karma may be a great option. Be sure to compare card offers and choose the one that best suitsyour travel needs and budget.
